Privacy Policy


IBA takes your privacy seriously. Please read the following Privacy Policy carefully to learn more about IBA’s use of your personal identifying information that IBA collects when you visit IBA’s official website at (hereinafter referred to as: the “Website”). IBA reserves the right to change this Privacy Policy at any time without notice to you. You are therefore responsible for regularly reviewing this Privacy Policy.

What this Privacy Policy Covers

This Privacy Policy covers IBA’s treatment of personal identifying information that IBA collects when you are on the Website and when you use services on the Website, as described in this Privacy Policy. This Privacy Policy also covers IBA’s treatment of any personal identifying information that IBA’s business partners share with IBA unless otherwise stated.

This Privacy Policy does not apply to the practices of any companies or legal entities that IBA does not own or control or to any persons that IBA does not employ or manage, including without limitation third-party advertisers or sponsors to whom you provide information. IBA is not responsible for privacy policies or practices of other websites to which you choose to link from the Website, and IBA encourages you to review the privacy policies of those other websites so you can understand how they collect, use and share information.

Infomation Collection and Use

IBA does not collect personal identifying information when you access the Website homepage and browse the Website without disclosing your personal data except as described in this Privacy Policy or the relevant part of the Website and except cookies (see below under “cookies”).

IBA collects personal identifying information when you register on the Website, when you use certain products or services on the Website and when you enter promotions, sweepstakes or similar services sponsored by IBA or its business partners. IBA may also receive personal identifying information from its business partners.

If registration required, IBA may request your name, email address, and some other personal information. Once you register with IBA and/or sign in to our products or services, you are not anonymous to IBA and the information provided will be held by IBA.

In the event that registration or sign in occurs via Facebook authentication services (Facebook account), IBA may receive some information from Facebook, but you remain solely responsible for your whole relationship with Facebook, including, without limitation, any content on the Facebook website.

In case you terminate your membership with Facebook and/or terminate the links between Facebook and our Website, IBA will delete all data received from Facebook concerning you if you ask IBA to do so. You can do so using the same easy way as for the ability to access your personal identifying information as defined in this Policy. Further, Facebook may require IBA to delete data received from Facebook API in case of violation of their terms.

If Facebook will disable any links to our website, IBA will delete all your data received through the use of the Facebook API, unless it is a basic account information or IBA have received explicit consent from you to retain your data.

IBA also automatically receives and records information on our server logs from your browser including your Internet Protocol address (IP address), which identifies your computer, IBA’s cookies information and the page you requested.

IBA uses information collected for three general purposes: for technical administration of the Website, for research and development to achieve and maintain a high service level and for customer information (to customise the content you see, to fulfil your request for certain products and services and to contact you about specials and new products and services).

Information Sharing and Disclosure

IBA will not sell or rent your personal identifying information without your consent. IBA may send personal identifying information about you to third parties when:

  • IBA has your consent to share the information
  • IBA needs to share your information to provide the product or service you have requested
  • IBA needs to send the information to third parties who work on behalf of IBA to provide a product or service to you (unless otherwise stated so, these third parties do not have any rights to use the personal identifying informationAIBA provides to them beyond what is necessary to provide a product or service to you)
  • IBA responds to courts or authorities
  • IBA finds that your actions on the Website violate IBA Website Terms and Conditions of Use or any other IBA’s guidelines or rules applicable for specific services
  • IBA finds that it is necessary, as determined in IBA’s sole discretion, to investigate, prevent or take action regarding illegal activities, suspected fraud, emergency situations involving potential threats to the physical safety of any persons, violations toAIBA’s terms of use or as otherwise required by law